Noah may have had an ark in which to ride out the flood, but the rest of us have major difficulties dealing with one of nature's serious disasters. As if losing household items and precious mementos during a flood weren't bad enough, you may be faced with a big decision if your house has been flood-damaged. Do you rebuild it or tear it down and start over? Take this quiz to review the pros and cons of each choice.
Floodwater picks up chemicals, waste and mud as it washes down to your home. Thus, it may be very unsafe.
Filtering it will remove any sediment and boiling kills bacteria. You may also need to add some bleach for a similar purpose.
It is almost impossible to remove all of the contaminants in a mattress that has been soaked in a flood. Disposing of them may be your only safe bet.
In addition to all of the costs of properly cleansing things in your home, fixing your flood-damaged home will also incur other expenses such as flood proofing and structural repairs.
If there remains significant groundwater around the basement, the pressure that will result when the water is removed from inside could lead to cracked walls or floors.
Floodwaters can wash in silt that can seep in and weaken your house's foundation.
Even if the law doesn't force you to tear your house down, it may require you to raise it off the ground and fill the basement.
Due to this feature, your insurance might cover the costs of demolition, repairs or retrofitting for flood proofing.
Just as with building a home in the first place, demolition also requires permits from the local municipality.
The utility companies should shut the feed lines and the demolition contractor should then cap the lines.
While this option may be ideal in some circumstances, it is often not available. Many municipalities will have laws against such burials to prevent soil contamination.
If there is a one percent chance of flooding each year, than the area will flood once per century, on average.
If your house is in a flood-prone area, you may incur the same flood proofing costs that you would have if you simply repaired your home.
Most people are not eager to buy land and move into a floodplain. Thus, you may find it difficult to sell the property where your house stood.
Restoring the property includes removing pavement and the relandscaping may be required if you had to destroy some during demolition.