Banking on the Run

By: Staff

4 Min Quiz

Image: refer to hsw

About This Quiz

The digital age has ushered in a new era of convenience, including the way we access our bank accounts. But do you know how to keep your money safe? Take our quiz and find out!

What's the term that describes using phishing techniques through text messages?

SMiShing is the right answer -- the word combines phishing with SMS, aka short message service, better known as texting.


Which of the following is generally the safest way to use mobile banking?

Bank apps tend to be the most secure because they usually feature proprietary encryption and code, making them harder for hackers to crack.


What is spoofing?

Spoofing is when a hacker designs a Web page that looks like an official bank page. The hacker may go so far as to disguise the fake site's URL so that it looks like the real deal.


What kind of program records the information you enter onto a smartphone?

A keylogger is a piece of software that records every letter, number or symbol you type into a device. It's a tool hackers use to get access to usernames, passwords and account numbers.


What's the best way to visit your bank's Web site from a mobile device?

Thieves often try to trick people into following links so the best policy is to navigate to your bank's site directly. Bookmark the site so that you can visit it easily.


Where's the best place to find a bank app?

The more official the source, the better off you'll be -- look at your bank's Web site to see if there's a page specifically dedicated to mobile apps. There's usually a link that lets you download the app directly, minimizing the chances of hanky panky.


According to the research firm Yankee Group, how many people will be using mobile banking features by 2015?

The research group projects that 500 million people will be handling financial transactions regularly on a mobile device by 2015.


According to analysts like Berg Insight and GIA, what part of the world will embrace mobile banking more than any other?

Both companies predict that Asia will adopt mobile banking at a rate that far exceeds other parts of the world.


What does NFC mean?

It stands for near field communication, a wireless technology that allows for data transfers at short distances. This technology lets people with properly equipped smartphones use their phones as if they are a credit or debit card.


Which of the following is a good rule to follow when it comes to mobile banking?

Public WiFi hotspots are convenient but they may also be insecure. That's why most public hotspots warn you when you log in not to share secure information over the network. Follow that advice!


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