Is Debt Running Your Life?

FINANCE

Steven Miller

5 Min Quiz

Image: Shutterstock

About This Quiz

If credit card payments, car payments, doctor bills, and your rent or mortgage eat up all of your income for the month, debt is running your life. Take this quiz to find out how much this is the case for you.

How often do you pay your bills on time?

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How often is it a struggle to make the minimum payments on your bills?

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How regularly do you use a credit card to make a monthly payment?

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How many times have you taken a cash advance from your credit card in the last year?

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Have you ever been refused a line of credit?

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Have you ever reached or exceeded your credit limit on a card?

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How regularly do you earn less than you spend in a given month?

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Have you ever pulled money out of a retirement or savings account to pay your bills?

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How often do you pay late fees on your bills?

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How regularly do you find yourself juggling bills?

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How heavily do you rely on a bonus or a big windfall to make ends meet?

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Have you ever skipped a credit payment entirely for a month?

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How often to you find yourself fighting or arguing over finances with your significant other?

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How often have you had to pay an overdraft fee?

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When was the last time you were late with paying a bill?

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Which credit card payment sounds most like what you are regularly paying?

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What is your credit score right now?

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Have you ever used a cash advance service?

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How often have you had a credit card denied due to lack of funds at a point of sale?

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Have you ever been shocked by how high your credit balance has gotten?

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In the last year, how many months have you earned less than you spent?

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Have you ever been tempted to apply for another credit card, just so you can afford to pay your bills?

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How many late fees have you had to pay in the past year?

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How well does the phrase, "robbing Peter to pay Paul" apply to your current financial situation?

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How regularly do you say the phrase, "If I could just win the lottery"?

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How many times have you skipped a monthly payment on a bill in the last year?

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Regarding your current finances, what level of anxiety would you put yourself at?

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How often do you have to pass on things you want to do because you don't have the money?

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How much credit card debt do you currently have?

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How many open credit accounts do you currently have?

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